Compare personal loans

Personal loans come in all shapes and sizes. Compare some of the latest personal loan offers in the table below or try our quick and simple comparisons tools. Filter and compare on the features you want and find the right personal loan to fit your needs.

Personal loan comparisonsRates updated daily

  • People's Choice Credit Union Discounted Personal Loan (over 30k, cars up to 3 years old) (Fixed)

    People's Choice Credit Union Discounted Personal Loan (over 30k, cars up to 3 years old) (Fixed)

    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options

    interest rate from

    6.64%

    comparison rate from*

    6.99% based on $30,000
    over 5 years

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    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options
    Product info
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $30,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
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  • Bank Australia Lifestyle Personal Loan (Variable, for Property Owners)

    Bank Australia Lifestyle Personal Loan (Variable, for Property Owners)

    • Additional payments accepted
    • Borrow from $1,000
    • No early exit fees

    interest rate from

    8.39%

    comparison rate from*

    9.42% based on $10,000
    over 3 years

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    • Additional payments accepted
    • Borrow from $1,000
    • No early exit fees
    Product info
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Residential Property
    • Minimum loan amount: $1,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
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  • RateSetter Unsecured Personal Loan (Fixed)

    RateSetter Unsecured Personal Loan (Fixed)

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No monthly fees, no early repayment fees

    interest rate from

    8.40%

    comparison rate from*

    8.90% based on $10,000
    over 3 years

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    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No monthly fees, no early repayment fees
    Product info
    • Other benefits:
    • Upfront fee: $76
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $2,001.00
    • Maximum loan amount: $35,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
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  • SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)

    SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)

    • Low rates that reward your good credit
    • Apply online in minutes
    • No upfront, monthly or early repayment fees

    interest rate from

    8.95%

    comparison rate from*

    8.95% based on $10,000
    over 3 years

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    • Low rates that reward your good credit
    • Apply online in minutes
    • No upfront, monthly or early repayment fees
    Product info
    • Other benefits:
    • Upfront fee: $0
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $35,000.00
    • Minimum loan term: 2 Years
    • Maximum loan term: 5 Years
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  • RACQ Secured Personal Loan (Fixed)

    RACQ Secured Personal Loan (Fixed)

    • Loan approval decision within 5 business hours
    • No monthly fees
    • Choose loan terms from 1 to 7 years

    interest rate from

    9.45%

    comparison rate from*

    9.98% based on $30,000
    over 5 years

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    • Loan approval decision within 5 business hours
    • No monthly fees
    • Choose loan terms from 1 to 7 years
    Product info
    • Other benefits:
    • Upfront fee: $385
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $20,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
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  • Bank Australia Lifestyle Personal Loan (Variable, Unsecured)

    Bank Australia Lifestyle Personal Loan (Variable, Unsecured)

    • Additional payments accepted
    • Borrow from $1,000
    • No early exit fees

    interest rate from

    12.39%

    comparison rate from*

    13.45% based on $10,000
    over 3 years

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    • Additional payments accepted
    • Borrow from $1,000
    • No early exit fees
    Product info
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $1,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
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  • Bank of Melbourne Secured Personal Loan (Variable)

    Bank of Melbourne Secured Personal Loan (Variable)

    • Choose the frequency of your repayments
    • Repay your loan over 1 to 7 years
    • Apply online and get a response in 60 seconds

    interest rate from

    12.74%

    comparison rate from*

    13.62% based on $30,000
    over 5 years

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    • Choose the frequency of your repayments
    • Repay your loan over 1 to 7 years
    • Apply online and get a response in 60 seconds
    Product info
    • Other benefits:
    • Upfront fee: $195
    • Monthly fee: $9.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $3,000.00
    • Maximum loan amount: $80,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
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  • Aussie Unsecured Personal Loan (Fixed)

    Aussie Unsecured Personal Loan (Fixed)

    • Flexible loan term
    • Extra payments allowed
    • Simple step-by-step online application

    interest rate from

    12.99%

    comparison rate from*

    13.94% based on $30,000
    over 5 years

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    • Flexible loan term
    • Extra payments allowed
    • Simple step-by-step online application
    Product info
    • Other benefits:
    • Upfront fee: $199
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $3,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
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  • Westpac Personal Loan (Fixed, Unsecured)

    Westpac Personal Loan (Fixed, Unsecured)

    • Borrow from $4K to $50K
    • Conditional approval in minutes when you apply online
    • Choose to repay over 1 to 7 years

    interest rate from

    12.99%

    comparison rate from*

    14.01% based on $30,000
    over 5 years

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    • Borrow from $4K to $50K
    • Conditional approval in minutes when you apply online
    • Choose to repay over 1 to 7 years
    Product info
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $4,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Need more information?
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  • GE Money Personal Loan (Fixed, Secured)

    GE Money Personal Loan (Fixed, Secured)

    • Funds available in 2 business days from approval
    • One fixed regular payment with a clear end date
    • Apply online in 15 minutes

    interest rate from

    12.99%

    comparison rate from*

    14.20% based on $30,000
    over 5 years

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    • Funds available in 2 business days from approval
    • One fixed regular payment with a clear end date
    • Apply online in 15 minutes
    Product info
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $13.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $3,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 2 Years
    • Maximum loan term: 7 Years
    Need more information?
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  • NAB Personal Loan (Variable, Unsecured)

    NAB Personal Loan (Variable, Unsecured)

    • Borrow from $5,000 - $55,000
    • No fees for extra or early repayments
    • Loan terms from 1 to 7 years

    interest rate from

    13.39%

    comparison rate from*

    14.26% based on $30,000
    over 5 years

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    More info

    • Borrow from $5,000 - $55,000
    • No fees for extra or early repayments
    • Loan terms from 1 to 7 years
    Product info
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $55,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Need more information?
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  • St.George Get Set Loan (Variable, Unsecured)

    St.George Get Set Loan (Variable, Unsecured)

    • Access to your funds whenever you need
    • Only pay interest on your outstanding balance
    • 24 hour access to funds via Internet Banking or Phone Banking

    interest rate from

    13.75%

    comparison rate from*

    n/a

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    • Access to your funds whenever you need
    • Only pay interest on your outstanding balance
    • 24 hour access to funds via Internet Banking or Phone Banking
    Product info
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $9.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 0 Years
    • Maximum loan term: 0 Years
    Need more information?
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  • ANZ Unsecured Personal Loan (Fixed)

    ANZ Unsecured Personal Loan (Fixed)

    • Loan terms from 1 to 7 years
    • Make extra repayments
    • Borrow up to $75,000

    interest rate from

    13.95%

    comparison rate from*

    14.81% based on $30,000
    over 5 years

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    • Loan terms from 1 to 7 years
    • Make extra repayments
    • Borrow up to $75,000
    Product info
    • Other benefits: If you choose ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $75,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Need more information?
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  • RACQ Unsecured Personal Loan (Fixed)

    RACQ Unsecured Personal Loan (Fixed)

    • Loan approval decision within 5 business hours
    • No monthly fees
    • Choose loan terms from 1 to 7 years

    interest rate from

    13.95%

    comparison rate from*

    16.62% based on $10,000
    over 3 years

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    • Loan approval decision within 5 business hours
    • No monthly fees
    • Choose loan terms from 1 to 7 years
    Product info
    • Other benefits:
    • Upfront fee: $369
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $30,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Need more information?
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  • GE Money Personal Loan (Fixed, Unsecured)

    GE Money Personal Loan (Fixed, Unsecured)

    • Apply online in 15 minutes and we'll respond in one business day
    • Funds available in 2 business days from approval
    • One fixed regular payment with a clear end date

    interest rate from

    13.99%

    comparison rate from*

    15.20% based on $30,000
    over 5 years

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    More info

    • Apply online in 15 minutes and we'll respond in one business day
    • Funds available in 2 business days from approval
    • One fixed regular payment with a clear end date
    Product info
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $13.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $3,000.00
    • Maximum loan amount:
    • Minimum loan term: 2 Years
    • Maximum loan term: 7 Years
    Need more information?
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  • BankSA Unsecured Personal Loan (Fixed)

    BankSA Unsecured Personal Loan (Fixed)

    • No security required
    • Borrow between $3K and $40K
    • Fast and simple application required

    interest rate from

    14.35%

    comparison rate from*

    15.22% based on $30,000
    over 5 years

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    • No security required
    • Borrow between $3K and $40K
    • Fast and simple application required
    Product info
    • Other benefits:
    • Upfront fee: $195
    • Monthly fee: $9.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $3,000.00
    • Maximum loan amount: $40,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Need more information?
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  • St.George Unsecured Personal Loan (Fixed)

    St.George Unsecured Personal Loan (Fixed)

    • Fast and simple online application
    • Borrow from $3K to $40K
    • Choose to repay your loan from 1 to 5 years

    interest rate from

    14.35%

    comparison rate from*

    15.22% based on $30,000
    over 5 years

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    More info

    • Fast and simple online application
    • Borrow from $3K to $40K
    • Choose to repay your loan from 1 to 5 years
    Product info
    • Other benefits:
    • Upfront fee: $195
    • Monthly fee: $9.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $3,000.00
    • Maximum loan amount: $40,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Need more information?
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  • ANZ Unsecured Personal Loan (Variable)

    ANZ Unsecured Personal Loan (Variable)

    • Loan terms from 1 to 7 years
    • Make extra repayments
    • Borrow up to $75,000

    interest rate from

    14.69%

    comparison rate from*

    15.55% based on $30,000
    over 5 years

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    • Loan terms from 1 to 7 years
    • Make extra repayments
    • Borrow up to $75,000
    Product info
    • Other benefits: If you choose ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $75,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Need more information?
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  • Westpac Personal Flexi Loan (Variable, Unsecured)

    Westpac Personal Flexi Loan (Variable, Unsecured)

    • No fees for additional withdrawals, early repayments or early exit
    • Same day funds for existing approved customers
    • Special interest rate only available to selected partner websites

    interest rate from

    14.69%

    comparison rate from*

    n/a

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    • No fees for additional withdrawals, early repayments or early exit
    • Same day funds for existing approved customers
    • Special interest rate only available to selected partner websites
    Product info
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $4,000.00
    • Maximum loan amount: $75,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Need more information?
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  • Bank of Melbourne Unsecured Personal Loan (Variable)

    Bank of Melbourne Unsecured Personal Loan (Variable)

    • Borrow from $3K to $40K
    • Flexible repayment options
    • Extra repayments allowed

    interest rate from

    14.74%

    comparison rate from*

    15.61% based on $30,000
    over 5 years

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    More info

    • Borrow from $3K to $40K
    • Flexible repayment options
    • Extra repayments allowed
    Product info
    • Other benefits:
    • Upfront fee: $195
    • Monthly fee: $9.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $3,000.00
    • Maximum loan amount: $40,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Need more information?
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Look for a specific type of personal loan:

* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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